Friday, January 24, 2014

Tips For Sandpiper Lakeland Homes For Sale By Owner


Tips For Sandpiper Lakeland Homes For Sale By Owner

Marketing your Sandpiper Lakeland home is the key.
Marketing your Sandpiper Lakeland home for sale is the key.
Tips and advice on how to market your home when doing it alone as a FSBO.

As the number of homes available in the market of Sandpiper Lakeland Florida continue to decrease, I see quite a few signs popping up that read “For Sale By Owner”. I am writing this blog to offer you some help and guidance.

I completely understood that many sellers are not open to working with a REALTOR® in selling their Sandpiper Lakeland home. This may be because they want to save on the commission or they might have had a bad experience with a listing agent. I do respect their decision to sell their Sandpiper Lakeland home on your own.

However, I would be glad to give you a free Comparative Market Analysis. This neighborhood analysis will give you a good idea of what is currently on the market, what has gone under contract, what has sold or not sold within recent months.

If you would like I can preview your home – free of charge – to see where your home’s appearance can improve, explaining what to fix or replace that may improve your profit before selling.  

Marketing your Sandpiper Lakeland FL home is key and photographs should be taken seriously.  Most home buyers begin their home search online. Buyers love lots of great pictures. 

Consider hiring a photographer to create a virtual tour and advertise the virtual tour link in your marketing materials.  All the marketing should be targeted toward making your phone ring.

Advertise on sites like, Craig’s list, Zillow, Trulia and put a home video on YouTube.  With the money you’ll be saving on the commission over hiring an agent, I encourage you to mail out oversized four-color postcards.  Local printing companies may even have a mailing list to target the buyers you want to reach.  

Selling real estate is complex and can be very confusing.  Once you find a buyer, I would be happy to connect you with Title Companies and mortgage brokers that can help you and your buyer through this process.

Check out this article concerning feedback when selling your Sandpiper Lakeland FL home for sale by owner by clicking here

Please call me at 863-619-6918 or email me at petra@petranorris.com. If you get my voicemail please leave me a message.  Rest assured that I will call you back promptly. I promise.

Thursday, January 23, 2014

Know The Costs of Selling Your Sandpiper Lakeland Fl Home


Know The Costs of Selling Your Sandpiper Lakeland Fl Home

The largest portions of your budget in selling your
Sandpiper Lakeland FL home is the real estate commission.

In order for you to determine your net income from selling a Sandpiper Lakeland Fl, you must first determine the cost of selling it.

One thing that may eat up the largest portion of your budget in selling your home is the real estate commission. One of the most common mistakes sellers make is not hiring a Sandpiper Lakeland Fl listing agent trying to avoid paying real estate commissions. Little do sellers know that hiring a REALTOR can actually help them save them financially but also in time and effort. It is actually worth of your money.

These costs are actually deductible from the final selling price of your Sandpiper Lakeland Fl home for sale for tax purposes. Your Sandpiper Lakeland Fl agent can also help you track these expenses. Having an accurate amount of the total costs when selling your home is beneficial when the seller submits income tax documents.

Other expenses involved in selling a Sandpiper Lakeland Fl home is the property taxes and transfer taxes. Legal fees involved in the closing of the Sandpiper Lakeland Fl home for sale are also part of the cost of home selling. If you still have an unpaid mortgage balance, this will be deducted from the selling price of your Sandpiper Lakeland Fl home for sale as well. You could request a payoff statement from the bank to confirm the correct amount owed. The bank may charge fees for this service, which can also be deducted as an expense of the Sandpiper Lakeland Fl home for sale.

Another expense of the sale is repair costs to get the Sandpiper Lakeland Fl home for sale in a good condition to attract buyers. To determine the extent of repairs, the seller may get a home inspection, which is another cost of selling a home.

Depending on the terms in the sales contract, it might be necessary to replace or update appliances and this could a large expense for the seller.

You should also include the cost of moving to your new home after your Sandpiper Lakeland Fl home for sale has been sold.

Storage of household furniture and items during relocation might also be a cost of  selling a home and changing residences. 

Relocation may require a large amount of money depending on the distance of the new home from your Sandpiper Lakeland Fl home for sale.

Other expenses that decrease the net proceeds from your Sandpiper Lakeland Fl home for sale is paying off liens attached to the property.

Unpaid HOA fees must also be settled when you put your Sandpiper Lakeland Fl home for sale.

Unexpected expenses and last minute disagreements between the buyer and seller of the Sandpiper Lakeland Fl home for sale may also increase the costs the seller needs to pay in order to sell the home.

The seller must assume all these expenses and be prepared for it in order for the Sandpiper Lakeland Fl home for sale to close.

To get the best tips on how you can sell your Sandpiper Lakeland FL home for sale, call Petra Norris at (863) 619-6918 today or visit our website http://lakelandfl-shortsaleagent.com/ for more information.

Monday, January 6, 2014

How To Improve Your Home Loan Application Credit Score?


How To Improve Your Home Loan Application Credit Score?

Housing market in Sandpiper Lakeland FL is a competitive buyer’s market.How to improve your home loan application credit score?
The housing market in Sandpiper Lakeland FL is a competitive buyer’s market. You will have an advantage when submitting an offer if you already have your loan completed and approved.
One thing that plays a major role in the approval of your home loan application is your credit score. Cleaning up your credit report and increasing your credit score will increase your chance of getting preapproved.
Here are the top 3 ways to prepare your credit score before getting a home loan.
  • Check your credit reports. Order a copy of your credit report. Your minimum score should be 720 to be viable for a home loan. If the score is lower than this, read the analysis and see what's bringing it down and address the problem.
  • Pay off outstanding balances. If you have late payments, bury it with timely payments. You have to convince the lender that you pay promptly. If you have recent late payments, wait at least 6 months before applying for a home loan. The older the delinquency, the better.
  • Reduce your debt to income ratio. If you have a high percentage of debt, you are at a great disadvantage. Make sure that your debt is at most only 12% of your income. Don't make any major purchases six months prior to applying for a home loan.
It is best that you start preparing at least six months before buying a Sandpiper Lakeland Fl home for sale. This way, you will be able to repair our credit history if necessary. Contact an experienced Sandpiper Lakeland Fl listing agent to help you prepare for buying a home.
 

Hire an experienced listing agent to sell your Sandpiper Lakeland FL home for sale, call Petra Norris at (863) 619-6918 today or click here for more information.